Crux note: Today we’re sharing part of an essay from one of our favorite weekend publications, The Sunday Refresh.

If you’re a new investor looking to get started, The Sunday Refresh has you covered…

And if you’re a seasoned investor looking for finance tips, tricks, and hacks, they’ve got you covered, too.

And they don’t just talk finance… This once-a-week publication covers things like managing your stress, maintaining your health, and getting ahead at work.

And best of all, The Sunday Refresh is 100% FREE.

If you’d like to learn more or subscribe, click here.

From The Sunday Refresh:

Today, we’re am debunking three common credit myths. Not only are these myths costing you money, but they’re putting your good credit at risk.

Let’s start with…

Myth No. 1: I should carry a small balance on my credit cards.

Calling this terrible advice