Now that Minimum Wage is Rising, Is America Truly Doing Better?

Bankrate conducted a survey and discovered that over 60% of people in the US do not have enough funds to handle even $500 worth in a financial setback. Nearly 50% of those that were part of the study, and make a minimum of $75,000 each year said they had inadequate funds if they were ever to experience a financial emergency. About 20% of those who completed the study stated they believe they would have to cut back on what they are spending if they want money for an emergency fund. 15% of people said that if they were in that situation, they would simply use their credit card to pay for the expenses.

Lauren Berg, a spokeswoman for Simple Finance, says that those who turn to credit may find that it can also become a setback, even if it’s just minor. She added that just a minor setback can…

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