Half of Americans may retire broke

(USA TODAY) — If you’re falling behind on your retirement savings, you’re not alone. Roughly 61% of Americans have less than $100,000 in total savings, and around 42% of those people have saved $10,000 or less, according to a recent GoBankingRates survey.

The No. 1 reason people gave for not having much stashed away? That they don’t earn enough money to be able to save anything.

No matter how much money you make, it’s important to save for retirement unless you plan to work the rest of your life. The good news is that even small contributions to your retirement fund can add up over time, so even if you’re not loaded with cash, you can still beef up your nest egg by the time you retire.

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